Prescription Drug Coverage 

The Health Plan offers various plan designs that cover generic, brand name and non formulary options with various copay options. Prescription riders offer formulary plans. We also offer plans with annual plan maximum and unlimited plan option. Our Pharmacy Benefits Manager (PBM) administers The Health Plan and Hometown prescription drug benefit. We also offer mail order service.

Vision Coverage

The Health Plan have an arrangement with Vision Service Plan (VSP) to offer several options. The plans provide coverage for a comprehensive eye examination as well as discounts or copays on glasses, contact lenses and associated professional services. VSP has a national network of member eye professionals for member selection. 

COBRA Administration

The Health Plan is affiliated with INFINISOURCE in Coldwater, Michigan, to outsource COBRA services to those employers with 20 or more employees. INFINISOURCE will ease the burden of COBRA administration by providing client service from the initial notice through premium collection. 

HSA/HRA Administration

The Health Plan can administer Health Savings Accounts (HSA) and Health Retirement Accounts (HRA) through a qualified plan administrator. We have employer designed plans to meet the company's needs and assets can be retained by employer or employee. There is generally no additional employer or employee expense and it is an excellent recruitment and retention tool.